Comprehensive Risk Management and Insurance Strategies
At AXIOM Founders Family Office Inc., we understand that protecting your family, business and wealth aren’t top of mind for you every day, but for us, it is. A strong risk mitigation strategy, aka insurance strategy, can protect you in the event of an unexpected death in the family, provide for college education, replace your income should you become unable to work, build cash that you can use when it makes sense to do so. There are also many estate planning purposes for customized insurance products. Our risk mitigation service, aka insurance service, in Scottsdale, AZ is designed to provide business owners, entrepreneurs, and high-net-worth individuals with customized insurance solutions that align with their long-term financial and business goals, addressing contingencies along the way because, let’s face it, life happens.
Whether you need life insurance, health insurance, disability coverage, long term care insurance, key man or buy sell insurance or have estate planning needs in Scottsdale, AZ, our team of financial planners and risk management professionals can help design an appropriate risk mitigation strategy for you.
Why Insurance is a Critical Part of Financial Planning
Having the right insurance plan in place is essential. You may hear the term “risk mitigation”. What does that mean? It means, limiting your risk. If the deductible on your home owner’s insurance is $2,000, you limited your risk to $2,000. At most, a covered incident on your home will cost you $2,000. Any cost above the $2,000 is paid for by the insurance company. That’s risk mitigation. Insurance is important for protecting your loved ones, protecting your business, and many other purposes. Without adequate coverage, you may face unnecessary financial burdens, whether due to unexpected medical expenses, loss of income, or business liabilities or anything else
At AXIOM, we take a holistic approach to risk mitigation, and insurance planning, coordinating your insurance strategies with your various business entities and trusts so that everything is strategically aligned with your personal and professional goals.
Life Insurance
A Death Benefit and a Life Benefit
A well-structured life insurance policy may be a crucial component of your financial plan, or maybe not, depending on your situation. The reasons for a life insurance policy vary which is why careful consideration goes into every financial plan before making any decisions on life insurance. People often ask, “How much life insurance should I have?”. The answer? If you suddenly die, financially, how do you want to leave your family? Do you want them to have a mortgage? Do you want them to have car payments? Do you want them to have an ongoing income? Every person’s situation is different, every family situation is different and every business situation is different. Listed below are a few bullets on life insurance. A thorough review of your situation and your needs should be done before any decision is made to purchase life insurance.
Types of Life Insurance:
- Term Life Insurance – Affordable coverage for a set period, providing a payout if there is an unexpected death
- Whole Life Insurance – Permanent insurance coverage is intended to build cash value over time.
- Universal Life Insurance – Flexible insurance policies that allow for adjustments in coverage and premiums.
- Key Person Insurance – Designed to help reduce the impact of the unexpected passing of a key executive or owner.
- Buy-Sell Agreement Life Insurance – Provides monies needed to buy out the deceased person’s interest in the company
Many of our clients in Scottsdale and Phoenix use life insurance as a wealth preservation strategy, to help protect the family and the business and or to grow wealth over time.
Health Insurance
Protecting Your Well-Being & Financial Stability
Having the right health insurance plan is essential for managing medical expenses and ensuring access to quality healthcare. Individuals and businesses in Scottsdale and Phoenix need health insurance options that provide the best coverage for their needs.
Health Insurance Services Include:
- Individual & Family Health Insurance Plans – Customized coverage options to fit your healthcare needs.
- Employer-Sponsored Health Plans – Helping businesses offer competitive health benefits to employees.
- Long-Term Care Insurance – Planning for future medical expenses and senior care needs.
- Medicare & Supplemental Coverage – Assisting retirees with Medicare options and gap coverage.
Health insurance isn’t just about coverage—it’s about financial planning and peace of mind. With our resource partners, our team helps you and your employees have access to comprehensive, cost-effective health plans.
Disability Insurance
Protecting Your Income & Financial Future
A sudden illness or injury can impact your ability to work and earn an income. Disability insurance provides a financial safety net, ensuring that you can continue to meet financial obligations even if you’re unable to work.
Types of Disability Insurance:
- Short-Term Disability – Covers temporary loss of income due to injury or illness.
- Long-Term Disability – Provides ongoing financial support for extended periods of disability.
- Business Overhead Insurance – Helps cover business expenses if an owner becomes disabled.
- Executive Disability Coverage – Tailored for high-income earners and small groups.
For business owners and professionals in Scottsdale and Phoenix, disability insurance is a crucial part of helping to maintain financial stability and business continuity in the face of unexpected challenges.
Business Insurance
Protecting Your Company’s Future
As a business owner, having the right business insurance policies in place can mean the difference between resilience and financial disaster. Our business insurance and risk mitigation consultation in Scottsdale, AZ helps entrepreneurs and companies identify risks and obtain the appropriate coverage to protect their business.
Our Business Insurance:
- General Liability Insurance – Covers claims related to injuries, accidents, and property damage.
- Professional Liability Insurance – Protects businesses against legal claims due to negligence or errors.
- Commercial Property Insurance – Covers physical assets, buildings, and equipment.
- Workers’ Compensation Insurance – Protects employees while complying with Arizona labor laws.
- Cybersecurity & Data Breach Coverage – Protects against cyber threats and financial fraud.
From small businesses to large enterprises, our team helps Scottsdale and Phoenix business owners obtain the appropriate coverage from seasoned risk management professionals to protect their operations, employees, and assets.
Why Choose AXIOM Founders Family Office for Risk Mitigation and Insurance Strategies?
1. Tailored Insurance Strategies
Your situation is unique. Your insurance solutions should be customized to you after thoughtful consultation with a seasoned risk mitigation professional.,
2. Expertise in Business & Personal Wealth Protection
We specialize in high-net-worth individuals, entrepreneurs, and business owners, ensuring that insurance strategies align with financial success and risk management.
3. Scottsdale & Phoenix Market Knowledge
We understand Arizona’s insurance regulations, ensuring full compliance and tax-efficient coverage.
4. Integrated Financial & Insurance Planning
We take a holistic approach, ensuring your insurance strategy complements your overall financial plan.
Secure Your Financial Future with AXIOM’s Insurance Services
At AXIOM Founders Family Office Inc., we provide comprehensive risk management strategies insurance service in Scottsdale, AZ, ensuring that your life, health, disability, and business are fully protected. So whether you’re an entrepreneur, business owner, or high-net-worth individual, we offer customized insurance solutions that safeguard your financial future.
Schedule a Consultation Today!
Don’t wait any longer: let’s create an insurance plan that aligns with your financial goals and provides long-term security. Remember: at AXIOM Founders Family Office, we help Scottsdale and Phoenix residents build strong, risk-protected financial futures with expert insurance planning.
MEET OUR EXPERT TEAM
Armando Roman
Family CFO
Tom Marki
Family Wealth Advisor
Financial Services
Scottsdale, Arizona
7373 E Doubletree Ranch Rd. 170
Scottsdale, Arizona 85258
Get Directions